INSURANCE INFORMATION & FAQ


Insurance Information 


Finding a dermatologist in NYC who accepts your insurance is essential to managing healthcare costs effectively.

At Comprehensive Dermatology, we accept major insurance plans such as Aetna, Blue Cross Blue Shield, and Fidelis Care, among others. Our board-certified dermatologists provide a wide range of medical dermatology services to address various skin, hair, and nail conditions.

For your convenience, please confirm with our receptionist that your insurance is accepted before scheduling your appointment.

### Accepted Insurance

Our physicians participate in the following insurance carriers:

- 1199 National Benefit Fund
- AARP
- Affinity (By Molina)
- Aetna
- AgeWell
- Alicare
- AmeriHealth
- Amida Care
- Anthem Health
- APWU
- Blue Cross Blue Shield
- Blue Cross Blue Shield: Senior Plan
- Bright Health Plan
- CHAMPVA
- Cigna Healthcare
- CHN Pro
- Clover
- Coventry
- District Council of Carpenters (Magnacare)
- Elderplan
- Emblem (Formerly GHI/HIP/Healthcare Partners)
- Empire BCBS – HealthPlus (Formerly Amerigroup)
- Empire Plan
- Fidelis Care
- First Health
- Healthfirst
- Horizon Healthcare
- Humana
- Magnacare
- Medicare
- MetroPlus
- Mutual of Omaha
- Multiplan
- National Health Plan
- Oscar
- Oxford Health Plans
- Partners Health Plan
- POMCO
- Principal Mutual Life
- Railroad Medicare
- TRICARE
- United Healthcare
- United Payors & Providers
- US Family Health
- VNS Choice (Visiting Nurse Services)
- WellCare
- WTC Fund

While we strive to work with a wide range of insurance plans, it’s important to note that not every office or dermatologist may participate in all plans. If you see your insurance plan listed here, it indicates that some of our providers are participants. For confirmation about our participation with your specific insurance plan, please reach out to us at 516-326-4160, option 1.

### Frequently Asked Questions About Dermatology Insurance Coverage

Understanding insurance coverage details can help you make informed decisions about your dermatological care, ensuring you receive the best possible treatment without unnecessary financial stress. Explore some of our frequently asked questions (and answers) below.

**Do I Need a Referral To See a Dermatologist?**

The short answer is that it depends. In many cases, you do not need a referral to see a dermatologist, as they are specialists who can often be accessed directly. However, some insurance plans may require a referral from your primary care physician for coverage, so it’s best to check with your insurance provider beforehand.

**Is Dermatology Covered By Insurance?**

Health insurance plans typically cover dermatology services, especially when they are medically necessary for conditions like acne, eczema, skin cancer screenings, and other skin-related issues. However, coverage may vary based on your specific insurance plan, so reviewing your policy details or contacting your insurance provider is vital to understanding the services covered.

**Is Cosmetic Dermatology Covered By Insurance?**

Cosmetic dermatology procedures, primarily aimed at enhancing appearance rather than treating medical conditions, are generally not covered by health insurance plans. Procedures such as Botox injections, dermal fillers, laser hair removal for cosmetic purposes, and elective surgeries are typically considered cosmetic and are not covered by insurance. Patients usually pay for these services out of pocket.